Who can benefit from the services 56 Group provide? Anyone interested in long-term financial piece of mind will benefit from our service. Whether you have just started investing or have been investing for years, you will benfit from the services provided by 56 Group.

back to top

What qualifies 56 Group to advise on your investments? The partners of 56 Group have a combined 15 years of investment experience in the financial industry. This experience includes portfolio management, retirement planning, and corporate financial analysis..

back to top

What does California State Registered Investment Adviser mean? As a California State Registered Investment Adviser, 56 Group is required to comply with a number of regulations that protect investor concerns. The information required is collected in Form ADV Part II. This document contains important information regarding the adviser's qualifications,fiduciary duties, history of any past violations, etc.

back to top

What is a Certified Retirement Counselor? To earn the Certified Retirement Counselor (CRC) designation, you must complete an 18-month study program and pass a comprehensive examination administered by the International Foundation for Retirement Education (InFre), an organization started in 1997 and dedicated to educating and qualifying investment professionals to assist with the growing retirement needs of this country.

back to top

What is the benefit of a Fee-Only adviser? As a Fee-Only adviser, we are compensated exclusively from the fees paid by our clients and do not accept commissions or compensation from other sources. This arrangement removes any potential conflicts of interest. A significant conflict of interest exists if an adviser stands to gain financially from any recommendations you may follow. The greater an adviser's dependence on commission income, the greater opportunity for conflict. In the end, that conflict can cost you, both in out-of-pocket expenses and in the quality of advice you receive.

back to top

Does 56 Group provide only comprehensive investment planning? No. Our #1 priority is to assist individuals in reaching their investment goals. While most people will benefit from our comprehensive planning, we do offer our services independently.

back to top

What types of accounts do you provide advice for? We work with any and all account types. We specialize in providing advice on retirement accounts (401(k), 403(b), 457, SEP-IRA, IRA, etc.), ensuring that clients are maximizing the benefits offered by their respective accounts.

back to top

How do you select investments for a client? A client's attributes will always dictate their asset allocation. In general, we select individual investments based on fundamental analysis, searching for companies with great long-term characteristics. These companies create value for its shareholders by producing a return on capital that is greater than its cost of capital. In addition to our individual investment selection, we also utilize market index funds in client portfolios that dictate such an investment.

back to top

How do you price your investment planning services? Our fees are based on the actual time spent meeting and working for you through out the year. These fees are based on an hourly rate of $125.

back to top

How much will my investment plan cost? Our fees are determined on a per client basis. The total fee will vary from client to client based on the specific needs and complexity of your situation. An estimate is provided after the Initial Consultation.

back to top

Are adviser fees tax deductible? Yes. Section 212 of the Internal Revenue Code permits an itemized deduction for tax and/or investment advice in the miscellaneous section of Schedule A. It is subject to a 2% floor of the adjusted gross income on a personal tax return. We recommend you contact your tax professional for your specific situation.

back to top

What happens after my investment plan is completed? Once your plan is complete, we work with you to ensure you have complete understanding of your plan. The fees paid for our services provides you with customer support/consultation for the entire year. On an annual basis, your plan should be reviewed and adjusted (if necessary).

back to top

How do I get started? It is simple. Contact us to schedule your initial consultation today. Do not waste another day doing nothing about your investments.

back to top